Privacy Policy

We collect information you provide directly: - Account information: email address and password when you sign up - Financial information: income, expenses, savings, debt and goals you enter to generate your plan - Usage data: pages visited, plans generated, features used - Payment information: processed securely by Stripe - we never store card details We also collect automatically: - Device type, browser, operating system - IP address and approximate location (country level) - Cookies and similar tracking technologies

We use your information to: - Generate your personalised financial plan using AI - Save and display your plans in your dashboard - Send weekly action item reminders (if enabled in Settings) - Process payments via Stripe - Improve our AI models and service quality - Comply with legal obligations We do NOT sell your personal data to third parties.

Your financial data is sent to DeepSeek's API to generate your plan. This data is used solely for generating your plan and is subject to DeepSeek's privacy policy. We do not use your financial data to train AI models without your consent. BudgetPlan AI plans are AI-generated and for informational purposes only. They are not financial advice. Always consult a qualified financial advisor before making investment decisions.

Your data is stored in Supabase (PostgreSQL database) hosted on AWS infrastructure with encryption at rest and in transit. We use industry-standard security measures including: - SSL/TLS encryption for all data in transit - Row-level security on all database tables - Encrypted storage of sensitive fields - Regular security audits Despite these measures, no internet transmission is 100% secure.

We use essential cookies to: - Keep you logged in (authentication session) - Remember your preferences We do not use advertising cookies. We use Google Analytics to understand how users use our service - this may set analytics cookies. You can opt out via your browser settings.

We use the following third-party services: - Supabase - database and authentication (supabase.com) - Stripe - payment processing (stripe.com) - DeepSeek - AI plan generation (deepseek.com) - Resend - email delivery (resend.com) - Cloudflare - hosting (cloudflare.com) Each service has its own privacy policy governing their use of your data.

You have the right to: - Access: request a copy of your personal data - Correction: update inaccurate personal data - Deletion: request deletion of your account and all data - Portability: export your data in machine-readable format - Opt-out: unsubscribe from email reminders at any time in Settings To exercise any of these rights, email us at privacy@costsaverai.com

We retain your data for as long as your account is active. If you delete your account, we delete all associated personal data within 30 days, except where required to retain it for legal purposes (e.g., transaction records for tax compliance).

BudgetPlan AI is not directed at children under 16. We do not knowingly collect personal information from children under 16. If you believe we have collected data from a child, contact us immediately at privacy@costsaverai.com

We may update this Privacy Policy from time to time. We will notify you of significant changes by email or by displaying a notice on our website. Your continued use of the service after changes constitutes acceptance of the updated policy.

If you have questions about this Privacy Policy, please contact us: CostSaver AI Email: privacy@costsaverai.com Website: https://costsaverai.com